This is a TOTALLLLLLLLLLLLL RANT post. I apologize... But, I seriously can't remember the last time I was THIS pissed off and THIS upset.
Can I PLEASE express my utter and complete INFURIATION for student loan companies for just a moment?
My resentment is mainly focused on none other than student loan giant and biggest pain in my ass, Sallie Mae.
Now, I know i'm in the wrong when I took out my UNGODLY AMOUNT OF STUDENT LOANS. I've never been one to categorize myself as an innocent participant in my "living off student loans" in college. Now, if I knew THEN what I know NOW, I would NEVER have taken out as much money in loans as I did. I mean come on, of course I wouldn't have. BUUUT, I DIDN'T know THEN what I know NOW, so there's not much I can do about it but buck up and pay my abundant amount of money a month.
But, in case you forgot Sallie Mae, I am a LOW PAID TEACHER. OHHH wait, that's right, you don't give a crap what I do as long as you get my money. Thank you "dumb bitch" for informing me that it doesn't matter HOW MUCH I GET PAID A MONTH, MY PAYMENT CAN STILL NOT BE LOWERED. And thank you for letting me know that "I SHOULD HAVE CHOSEN A DIFFERENT PROFESSION." And thanks for letting me know how much you DON'T care that I spend ABOUT $1,200 a month on student loans a MONTH. And it doesn't matter one bit that "TECHNICALLY SPEAKING, I CAN'T AFFORD A HIGHER PAYMENT BECAUSE IT WILL PUT ME IN THE NEGATIVE EVERY MONTH." Oh, but it's okay to NOT lower it, even though I pay my bills on time EVERY. SINGLE. MONTH.
And last I checked, I thought I was better off than a good chunk of college graduates who DON'T have jobs or CAN'T FIND WORK. I mean hell, i'm still giving you A SHIT TON OF MONEY EVERY MONTH!!!!! I pay JUST YOU more than some people pay for A MORTGAGE PAYMENT EVERY MONTH! (remember, I pay THREE STUDENT LOAN COMPANIES A MONTH... BUT, I REMEMBER THAT "YOU DON'T CARE WHO I PAY OTHER THAN SALLIE MAE") Isn't it better to get SOME money rather than NO MONEY?
I mean really, WHO IN THEIR RIGHT MIND CAN AFFORD TO PAY ONE STUDENT LOAN COMPANY $1,300 A MONTH? (and that's not even including the OTHER two student loan companies I pay A MONTH and those payments aren't cheap either!) Last I checked, NO ONE. Not even my brother who is a LAWYER can afford that type of payment. And thanks for letting me know that the lowest you can go a month is $1,000.
I guess you can find me living in a cardboard box on the side of the highway, because with that type of payment, that's where i'm going to be living for the next 27 years until this loan is paid off.
Yeah, in case you didn't hear me the first time... THANKS FOR NOTHING!